Multi-asset CFD trading looks like a shortcut. Sign up once, get access to forex, indices, commodities, crypto, and a few other things, and never open another account. That is how the marketing pages frame it.
The trading itself asks for more. A gold position and a EUR/USD position can sit in the same account and still behave nothing alike. Gold stops moving when the COMEX floor closes. EUR/USD keeps going. Margin on one instrument shifts during the Friday close window while the other barely reacts. Financing charges follow different formulas.
Four brokers below, compared on how they handle that complexity. CFDs carry leverage. Most retail accounts lose money. Nothing here is investment advice.
What Multi-Asset Access Really Means
A broker advertising access to six asset classes is really advertising six separate rulebooks bundled into one platform.
A multi-asset account holds instruments that have almost nothing in common once the market closes. Forex runs from Sunday night through Friday evening, with a brief pause each day. Index CFDs follow whatever exchange they track, so the German 40 goes quiet when Frankfurt shuts, and the Japan 225 sleeps through Tokyo’s off hours. Metals and energy have their own schedules that do not line up with any equity session. Crypto CFDs trade through the weekend on most platforms, which means a position can move while every other market in the account sits frozen.
Margin adds another wrinkle. TMGM drops gold leverage to 1:50 and oil to 1:10 in the hour before Friday close. Similar tightening shows up around NFP and FOMC announcements, when the broker wants less exposure going into volatile data.
A longer CFD instrument range does not simplify any of this. It multiplies the number of contracts a trader has to learn. What matters is whether the broker puts those specifications somewhere findable before the trade, not after.
1. TMGM
TMGM is the best multi-asset CFD broker for traders who want six markets behind one login. Forex, metals, crypto, oil, shares, indices. Same MetaTrader terminal whether the position is a currency pair or a barrel of crude.
Then comes the boring part most brokers skip: the individual rules attached to each instrument. Gold margin tightens to 1:50 heading into Friday close. Oil goes further, dropping to 1:10 over the same stretch. Majors keep index margin at 5% while minors push toward 10%. Crypto CFDs run 00:05 to 23:55 server time Monday through Friday, which means a weekend position sits frozen while the underlying coin keeps moving.
- Gold and oil tighten margin before the Friday close, not during the week.
- Index margin scales with the size of the market being tracked.
- Crypto CFD hours follow the platform clock, not the spot market’s.
- Position sizing changes from one instrument to the next because contract sizes differ.
Traders comparing global markets through CFDs will find TMGM’s contract specifications documented clearly enough to plan positions around trading hours and margin changes.
2. IG
IG runs the deepest market list among the four. Index CFDs span exchanges on every major continent, and the same account handles forex, commodities, shares, and crypto without a separate setup.
Where IG goes further than its competitors is in what it publishes about each market. German 40-hour break into segments across the 01:15 to 01:15 CET window. Japan 225 closes at 22:59 SGT after opening at midnight. Retail margin sits somewhere between 5% and 10%, and the higher end tends to land on the smaller, less liquid indices.
Overnight financing on cash CFDs uses benchmark rates. Long positions get charged benchmark plus 2.5%. Short positions receive benchmark minus 2.5%.
- Index CFDs span global exchanges with margin requirements from 5% to 10% .
- Cash CFD financing uses benchmark rates, charging long positions benchmark plus 2.5%.
- Trading hours follow local exchange schedules for each index.
IG suits traders who need the widest possible market list and are willing to read the fine print on financing and margin.
3. Plus500
Plus500 runs its own platform instead of MetaTrader. That changes how overnight financing gets applied, which matters more for multi-asset traders than the platform name itself. Positions held past the daily cutoff pick up a financing charge that lands on the account automatically.
The formula depends on the instrument type. Standard CFDs use trade size multiplied by the opening rate, the point value, and a daily financing percentage. Share CFDs swap the opening rate for a closing price, specifically the midpoint between bid and ask across the last 30 minutes before the financing cutoff.
- Proprietary platform with overnight financing shown on each instrument page.
- Financing is calculated from trade size, price, and daily percentage.
- Share CFD financing uses a 30-minute average closing price.
Plus500 fits traders who want a simpler platform experience and are comfortable checking financing formulas per instrument.
4. AvaTrade
AvaTrade lists markets across a wide spread, and the terms behind each one rarely line up. Cotton CFDs lean aggressive. Leverage tops out at 200:1, and the session runs 17.5 hours from 02:00 to 19:19 GMT. BTC/USD scales back to 100:1 with 1% margin. Long positions on that pair pay 0.0833% in overnight financing every day.
Hours swing just as widely. Forex pairs trade almost without pause, cutting only for a short daily break. Cotton and other commodities open and close on their own exchange schedules. Crypto CFDs run on the platform clock instead of the spot market that never closes.
- Cotton CFDs: leverage up to 200:1, session length 17.5 hours.
- BTC/USD: 100:1 leverage, 1% margin, 0.0833% daily financing on longs.
- Forex: near-continuous trading with brief daily breaks.
- Commodities: session hours set by the underlying exchange.
- Crypto CFDs: platform schedule, not the 24/7 spot market.
AvaTrade suits traders who want higher leverage on select commodities and crypto CFDs, with the understanding that each instrument has its own terms.
Where the Four Brokers Diverge
Sorting through four brokers gets easier when the same factors sit side by side.
| Broker | Asset Classes | Notable Leverage | Documentation Focus |
| TMGM | Forex, metals, crypto, oil, shares, indices | Gold 1:50, oil 1:10 before Friday close | Leverage adjustments and trading hours per instrument |
| IG | Forex, indices, shares, commodities, crypto | Index CFDs 5% to 10% margin | Exchange trading hours and benchmark financing rates |
| Plus500 | Forex, indices, shares, commodities, crypto | Varies by instrument | Per-instrument financing formulas |
| AvaTrade | Forex, commodities, crypto, indices | Cotton 200:1, BTC/USD 100:1 | Trading hours by instrument type |
The table above compares what each one offers across asset classes, leverage ranges, and documentation practices. Read it as a first pass before checking specific contract terms on the broker’s own site.
Five Details to Check Before Trading a New Market
Contract size leads the list for a reason. An index CFD quoted at €10 per point and one quoted at $100 per point can move through the same price action and still produce wildly different results on the account. The multiplier sets what each tick costs, and one wrong number there throws off every position size calculation that follows.
Trading hours come right after. A gold position stays exposed for as long as its session runs. Sessions do not pause when a trader steps away. Knowing where each one opens and closes removes the guesswork.
Margin requirements come third. TMGM cuts gold leverage before Friday close. IG applies 5% to 10% on index CFDs. These numbers change the size a trader can hold.
Overnight financing comes fourth. IG charges benchmark plus 2.5% on long cash CFD positions. AvaTrade charges 0.0833% daily on BTC/USD buys. Holding costs build over time.
Instrument-specific restrictions come fifth. Some brokers reduce leverage around major data releases. Others cap position sizes on certain markets. Reading the product schedule before trading saves money.
Final Thoughts
Four brokers, and they all handle the same six markets in different ways. TMGM puts every leverage adjustment and trading hour on its instrument pages. IG carries the longest market list and pairs each one with the specs behind it. Plus500 keeps financing simple and runs everything through its own terminal. AvaTrade leans on leverage for select commodities and crypto.
Which one fits depends on what the trader is doing with it. Someone scalping EUR/USD through the London session needs different terms than someone holding a gold position across the weekend. The right account for one strategy is often wrong for the other. Read the contract specs for whichever market is on the radar before signing up, not after.